Recorded: April 18, 2017
Length: 90 Minutes
In today’s competitive banking environment, it is crucial that the bank directors have both a strategic and tactical perspective in directing the bank. Attend this proactive webinar and learn the “three keys to success” for any bank-marketing, financing, and marketing.
The presenter will reveiw how to correctly interpret the bank’s financial statements, analyze “key numbers” including net interest margins, calculate the “ratios” (including capital requirements), determine the Allowance for Loan and Lease Losses (ALLL) (including the Current Expected Credit Loss (CECL), review the Uniform Bank Performance Report (UBPR), and apply these concepts in negotiating with both the bank’s management and regulators.
Additionally, ways to rate the overall success of the bank using the CAMELS rating, Bauer Financial Rating, and the Texas Ratio will be explored.
Attendees will obtain the tools and techniques in working with the bank’s management covering various “HR issues” that tie into labor/contract law including sexual harassment and the Family and Medical Leave Act (FMLA). The seminar will also emphasize the importance of providing on-going “training” for the loan, audit, and ALCO committee members and the risk of cyber security threats.
Objectives:
- Explore “directing” the bank from both a strategic and tactical perspective and the three keys to success-marketing, financing, and management
- Review the basics of interpreting the bank’s financial condition including the financial statements, key numbers, and ratios
- Discuss negotiating with management and the regulators
- Learn ways to rate the success of the bank including the CAMELS rating, Bauer Financial Rating, and the Texas Ratio
- Analyze various “HR issues” that impact the bank
- Provide training to loan, audit, and ALCO committee members
- Cover cyber security threats, including third-party vendors
Audience: Bank directors including new directors
Presenter: David Osburn, Osburn & Associates
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